talabat Accidental Insurance
At talabat, your health and safety is our first priority. This is why we provide Accidental Insurance to all our riders in case of a road accident while on duty.
You can avail the talabat Accidental Insurance over 2,000 facilities in the UAE.
To find out the full list of the hospitals and facilities, please register yourself on myOIC app.
Cashless/Direct Billing Process
Simply approach any of the approved hospitals as mentioned on your myOIC app and present your Emirates ID or E-card (which is also available on myOIC app)
- For emergency/life-threatening cases, treatment will be provided immediately prior to approval, after stabilization of the case, the approval will be issued within 24 hours
- For non-emergency cases: within 24 hours.
What is covered?
- Accidental Death, Repatriation and funeral expenses
| Talabat hero who faces an injury during his duty hours which results in death. | AED 100,000 |
| Repatriation of mortal remains as a result of Death occurred during work shift | AED 20,000 |
| Funeral expenses as result of funeral in UAE | AED 15,000 |
- Disability or sickness
| Permanent total disability (PTD). | Covered up to AED 100,000 |
| Partial permanent disability (PPD). | As per continental scale of benefits up to AED 100,000 |
| Temporary disability (TTD). | Covered up to 75% of basic wage for up to 30 days, up to 200 AED/day. No waiting period. |
- Medical Expenses
(Including Coma and Disfigurement)
| Any medical expenses that occur during the treatment of the hero as a result of an injury from an accident during their work shift. | Up to AED 30,000 |
- Dependent Child
| Dependent child education and other expenses as a result of death *Applicable in UAE only | AED 10,000 |
- Passive War Risk
| If death or disability occurs due to war/terrorism and rider is an innocent bystander | Covered |
Frequently Asked Questions
How do I know if I am covered under accidental insurance?
All active riders are covered under the Accidental insurance scheme. You would have been notified by your 3PL of the same. In case if you didn’t receive any notification please reach out to your 3PL.
Are my vehicle and personal belongings also covered at the time of the accident?
No, only you are covered under this insurance. Please have appropriate motor insurance for your vehicle.
Does this insurance cover while I am not on my shift?
No, this coverage is only during your active shift hours when you are logged into the app.
What is the duration of this coverage?
The coverage is active until you are an active driver for Talabat. The coverage will cease to exist when you resign.
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